Terms of Use

1. Not Legal Advice

The Site and the complimentary book provide general information only and are not legal, tax, or financial advice. We are not lawyers and do not practice law. Always consult authorized and licensed professionals about your specific situation.

2. Eligibility & Acceptable Use

• You may use the Site only for lawful purposes and in accordance with these Terms.
• You will not attempt to interfere with the proper operation or security of the Site.
• You will not use the Site to transmit harmful code, spam, or infringe any intellectual property or privacy rights.

3. Intellectual Property

All content on the Site, including text, graphics, logos, and the complimentary book (collectively, “Content”), is owned by or licensed to us and protected by intellectual property laws. You may download the complimentary book for your personal, non-commercial use. Any other use, reproduction, or distribution requires our prior written consent.

4. User Submissions

By submitting information (e.g., your name and email to receive the book), you represent that it is accurate and that you have the right to provide it. You consent to our use of your information as described in our Privacy Policy.

5. Third-Party Links

The Site may link to third-party sites or services. We do not control and are not responsible for those sites. Access them at your own risk.

6. Disclaimer of Warranties

The Site and Content are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.

7. Limitation of Liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, consequential, special, or exemplary damages, or for lost profits or data, arising out of or in connection with your use of the Site or Content, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to defend, indemnify, and hold us harmless from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your access to or use of the Site or Content, or your violation of these Terms.

9. Changes to the Site or Terms

We may update or discontinue parts of the Site at any time. We may modify these Terms by updating the Effective Date above, and continued use of the Site after changes become effective constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the State of CALIFORNIA, without regard to conflict-of-law principles. The courts located in YOUR COUNTY, CALIFORNIA shall have exclusive jurisdiction, unless otherwise required by law.